Novated leasing is a smart way to purchase a new or used car, saving money in tax and also giving yourself more money at the end of the day.  You enter into an agreement between yourself, Ruby Payroll and a lease company where you purchase a vehicle and pay it back using a combination of your pre-taxed and post-taxed dollars.  You can also choose to have your lease fully novated and pay all operating costs such as fuel, tyres, repairs and maintenance as well as insurance and registration!

*All Novated Leasing arrangements need to be agreed upon prior to purchase.